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NJ investment property calculator — analyze cap rate and cash flow

Investor Tools

NJ Investment Property
Calculator.

Cap rate, cash-on-cash return, GRM, and monthly cash flow — run the numbers on any NJ rental property before you make an offer.

How to use this calculator: Adjust the inputs below to match your target property. NJ returns vary significantly by county — Burlington and Ocean County entry-level properties often hit 5–7% cap rates, while Hudson and Bergen typically trade at lower yields with stronger appreciation.

Purchase Details

$320,000
$100,000$2,000,000
25% ($80,000)
5%50%
7.000%
3.000%12.000%
30 years
1030

Rental Income

$2,200
$500$10,000
5%
0%20%

Monthly Expenses

$550
$0$3,000
$120
$0$1,000
$150
$0$2,000

NJ property taxes are among the highest in the US — adjust accordingly per county.

Results

Monthly Cash Flow

-$327

Negative cash flow — reassess inputs

Cap Rate

4.76%

Industry benchmark: 5-8%

Cash-on-Cash

-4.90%

Annual return on cash invested

GRM

12.1

Gross Rent Multiplier

Annual Cash Flow

-$3,921

After all expenses

Monthly Breakdown

Effective Rent$2,090
Mortgage Payment-$1,597
Property Tax-$550
Insurance-$120
Maintenance-$150
Net Cash Flow-$327

Calculator is for estimation purposes only. Actual returns depend on financing terms, local tax assessments, and market conditions. Consult a tax professional before investing.

Find Investment Properties with Mahesh

Why Invest in New Jersey?

Strong Rental Demand

NJ has one of the highest renter populations in the northeast — driven by NYC proximity, major universities, and corporate campuses.

Markets at Every Price Point

From affordable entry points to premium markets, NJ offers a range of investment opportunities with varying cap rates across all 21 counties.

Appreciation + Cash Flow

Strategic NJ markets have delivered consistent appreciation while still generating positive monthly cash flow for investors.

Ready to Start Investing in NJ?

I work with investors across New Jersey — from single-family rentals to multi-family and short-term rentals.

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